Last Updated: 22 July 2026
By accessing or using the website molewu-duromu.info and any course materials available through it, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these terms in their entirety, you must not use this website or its associated course content. These terms constitute a legally binding agreement between you and Molewu Duromu, Piotrkowska 107, Łódź, Poland. Access to this website is provided on a conditional basis subject to compliance with these terms.
Molewu Duromu provides an educational online course focusing on the psychology of everyday spending decisions. The course is informational and educational in nature. All content presented through this website and its associated course materials is provided for educational purposes only. Nothing on this website constitutes financial advice, investment advice, psychological counselling, or any form of professional advisory service. The information provided does not constitute and should not be interpreted as a recommendation to take any particular financial action. Users are encouraged to consult qualified professionals for advice specific to their personal circumstances.
All content on this website, including but not limited to text, graphics, course materials, lesson structures, reflection exercise prompts, images, logos, and design elements, is the intellectual property of Molewu Duromu and is protected by applicable Polish and international copyright law, including the Polish Act of 4 February 1994 on Copyright and Related Rights (Dz.U. 1994 nr 24 poz. 83, as amended). You are granted a limited, non-exclusive, non-transferable licence to access and use course materials for your personal, non-commercial educational purposes only. Any reproduction, distribution, modification, or commercial use of any content without the prior written consent of Molewu Duromu is strictly prohibited.
You may use this website and its course content for lawful personal and educational purposes. You must not use the website in any way that is unlawful, fraudulent, or harmful, or in connection with any unlawful, fraudulent, or harmful purpose. You must not use the website to transmit unsolicited communications, to introduce malicious software, or to attempt to gain unauthorised access to any part of the website or its supporting infrastructure. You must not use any automated tools to scrape, extract, or systematically download content from this website without prior written authorisation.
To the maximum extent permitted by applicable Polish law, Molewu Duromu shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website or its course content. This includes, without limitation, any reliance placed by you on information obtained from this website, any decisions made on the basis of course content, or any interruption or error in the availability of the website. The educational content provided does not substitute for professional advice, and Molewu Duromu accepts no liability for outcomes arising from the application of course concepts to personal financial situations.
Molewu Duromu reserves the right to modify, suspend, or discontinue any aspect of the website or course content at any time without notice. We do not guarantee that the website will be available continuously or without interruption. We may update course content, revise lesson materials, or alter the structure of the curriculum at our discretion. These Terms of Use may also be updated from time to time. Continued use of the website following any modification constitutes your acceptance of the revised terms. The date of the most recent revision is indicated at the top of this document.
This website may contain links to third-party websites or reference external resources. Such links are provided for informational convenience only. Molewu Duromu has no control over and accepts no responsibility for the content, privacy practices, or terms of use of any third-party websites. The inclusion of a link does not imply endorsement of the linked website or its content. You access any third-party websites at your own risk and subject to the terms and conditions of those websites.
These Terms of Use are governed by and construed in accordance with the law of the Republic of Poland, including the Polish Civil Code (Kodeks Cywilny) and applicable consumer protection legislation, including the Polish Act of 30 May 2014 on Consumer Rights (Dz.U. 2014 poz. 827). Any disputes arising from or in connection with these terms shall be subject to the exclusive jurisdiction of the competent Polish courts, without prejudice to your rights as a consumer to bring proceedings in your country of habitual residence if different from Poland.
Any questions relating to these Terms of Use should be directed to Molewu Duromu at Piotrkowska 107, Łódź, Poland, or by email at [email protected]. We aim to respond to all legal enquiries within ten working days. For enquiries related to data protection specifically, please refer to our Privacy Policy, which constitutes a separate document and should be read alongside these terms.